FREE checking accounts are getting harder to find. According to Bankrate.com, only 45% of noninterest checking accounts are free of maintenance charges, down from 65% just one year ago. Two years ago, 76% of noninterest checking accounts carried no maintenance fees or charges.
Guaranty Bank has been promoting their Free & Easy Checking as an alternative to competitors’ new and rising monthly fees. There are no gimmicks: the Guaranty Free & Easy Checking account truly is free: you get a Visa Check Card with no annual fee, your first starter check order is free, unlimited check writing is free, and transactions at Guaranty Bank ATMs (no more than $500 per day) are free. Plus, you get free Online Banking so you can bank from anywhere. All with no minimum balance.
Guaranty Bank does business in Illinois, Minnesota, and Wisconsin. In the Minneapolis/St. Paul area, they are conveniently located at most Rainbow grocery stores. You’ll see the Guaranty Bank kiosk near the entrance to each store. Why pay checking and banking fees if you don’t have to? If you’re in an area served by Guaranty Bank, stop in and check out their Free & Easy Checking services.